Wisconsin Auto Insurance
When looking for Wisconsin auto insurance, consider the different ways you can get quotes. You don’t have to settle for just talking to a few companies. There are different time savings ways to get quotes on Wisconsin auto insurance. The investment of some time now, can pay off big later.
Before searching for a quote, you should understand what Wisconsin law requires. The law states that drivers must have Bodily Injury coverage in the amount of $25,000 per person and $50,000 per accident. Drivers must also have $10,000 coverage for property damage. The law further requires uninsured motorist coverage in the amount of $25,000 per person and $50,000 per accident for bodily injury liability.
The good news about Wisconsin is that it has some of the cheapest insurance rates in the country. Premiums average about $650 per year which is lower than 43 states. Part of this is due to a maximum speed limit of 65 miles per hour on Wisconsin roads. Other reasons include a lower crime rate and a lower number of big cities.
You can find quotes on Wisconsin auto insurance in many different ways. Trying some of the following methods will help you get a variety of different quotes.
- Try searching online
- Try speaking to agents directly
- Try large companies
- Try small companies
Method #1: Try Searching Online
Searching for quotes on line can be quite simple. Just go to a search engine and type in what kind of coverage you are looking for in Wisconsin. Several choices of insurance companies will come up. Choose the ones you are interested in. Then follow the directions at each individual web site.
You will need to type in pertinent information such as your name and address, make and model of vehicle(s), age, marital status, driving history and more. The benefit of searching for quotes this way is you get a quick response. Also, many web sites give you quotes from several different companies so you can compare.
If a question comes up that you can’t answer or if you need more direction, you will have a few options depending on the web site you are on. One option is to call the toll free number on the web site and get some assistance. In most cases, the person you speak with will be able to look up the information you just typed in so they can assist you promptly.
Another option several web sites have is getting help interactively. You just click on this feature and a person will help you right on your computer. Communication will usually be through an instant message system. Your questions can be answered quickly and easily without leaving your computer.
Method #2 Speak To Agents Directly
You can look up a direct number to an insurance company on line or in your yellow pages. By speaking directly to an agent, you can make sure they have all the information they need to give you the best quote possible. Also, you can ask them about any discounts they may have such as student discounts, senior discounts, good driver discounts, multi-policy discounts and more.
Some agents work directly for one company. They will give you a quote just for their company based on their own rating system. Some agents are brokers. They can give you quotes from multiple companies. This gives you more choices, but the agent may be less familiar with how each company works and what discounts each company may offer. This may take a little longer than getting a quote on line, so make sure you have some time set aside before making your calls.
Method #3: Try Larger Companies
Large auto insurance companies usually have a proven track record. Many large companies have been around for years and have a faithful client base. This allows them more flexibility in some of their discounts and premium prices. Larger companies typically offer extras such as road side assistance, on scene accident assistant, and on line claim requests. If you are looking for convenience and some extras, this may be the way to go.
Method #4: Try Smaller Companies
Smaller companies can give you the individualized service that you need. Though they may not offer as many discounts or extras, they spend time with their customers and many agents call and speak with you directly. When you need to file a claim, they can give you the immediate attention you need.
No matter how you choose to get quotes for your Wisconsin auto insurance, shopping around is a must. Getting quotes from several different companies and/or agents will give you the information you need to make the right choice for your Wisconsin auto insurance.
To compare Wisconsin auto insurance right now, use the free tool at the top of this page. Just click and compare. Find your best rate on Wisconsin auto insurance today!